Debt Restructuring

Nobody is secured from a force majeure - no matter whether the crisis, job loss, or any other factors led to the fact that you have become insolvent. In any case, if you do not pay your liabilities you acquire the status of the debtor. But the white bar always changes the black one, no matter how long and prolonged it was. You have a stable job again, and you are willing to pay for debts and even open your business. There is a way out - we suggest you use the restructuring of debt and keep your debt in the past.

Debt restructuring is an agreement between the lender and the borrower to pay debt by installments, according to an agreed schedule. Properly meeting liabilities under the contract of restructuring, debtors are guaranteed free from the accrued interest on the amount of debt and litigation.

If you want to repay the debt, but your financial situation does not allow you to do this once, we suggest you to restructure your debt. For this you need to contact the staff of our company and sign the agreement of debt restructuring. Decision in each case is made taking into account all the circumstances individually.

Find out terms of debt restructuring in your case by phone: 0-800-60-57-17 *

* Free from cellular phones in Ukraine.

Or fill in an application for restructuring.

BENEFITS of signing of a restructuring agreement:
1. Ability to repay the debt by partial payments that will not burden your family budget;
2. Freedom from constant reminders of existing debt in the form of calls, emails and SMS.
3. Financial stability and your relatives will not be disturb;
4. Getting a note of closing the debt that is a guarantee of your carefree future (after making the last payment under the contract);
5. Positive credit history – because we bring updated information about you, as a bona fide customer to the bureaus of credit history;

In case of refusal from restructuring you will have:

1. Permanent calls, SMS and letters regularly remind you of existing debt;

2. Regular visits by mobile groups of your place of residence and work to establish your property and solvency;

3. Collection 3% of annual charges and penalties;

4. Regular debt adjusted for inflation (2008: + 22.3% 2009: 12.3% 2010: + 9,1%).

5. Transfer the case to court for debt recovery forcibly;

6. Increasing the amount of debt in the amount of legal expenses related to debt collection as a result of trial;

7. Expropriation and sale at auction.

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